Private resort vs local island: the real choice
Private resort (one island = one hotel): all-inclusive, private beach, spa, seaplane transfers included, no local contact. EUR 500-3,000/night/villa. Ideal for honeymoons and impeccable service.
Guesthouse on a local island (Maafushi, Thulusdhoo, Fulidhoo, Dhigurah...): room EUR 45-120/night, a la carte meals EUR 10-20, snorkelling excursions EUR 25-40, speedboat transfers EUR 25-70. Bikini only on designated 'bikini beaches'.
Winning combo: 3 guesthouse nights in Maafushi + 3 mid-range resort nights (Adaaran Rannalhi, Cinnamon Dhonveli from EUR 350/night). 40% saved vs 6 full-resort nights.